Privacy Policy
Last updated: 9/5/2025
Introduction
Welcome to Budget Before Broke. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and protect your information when you use our budgeting and financial management services.
Information We Collect
Personal Information
- Name and email address
- Phone number (if provided)
- Profile information you choose to provide
Financial Information
- Bank account information (through secure third-party connections)
- Transaction data
- Budget categories and spending patterns
- Financial goals and preferences
Usage Information
- Device information and IP address
- Browser type and version
- Pages visited and features used
- Time spent on our platform
How We Use Your Information
- Provide and improve our budgeting services
- Analyze your spending patterns and provide insights
- Send you account updates and important notifications
- Provide customer support
- Comply with legal obligations
- Prevent fraud and ensure platform security
Information Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:
- With your explicit consent
- To comply with legal requirements or court orders
- To protect our rights, property, or safety
- With trusted service providers who assist in our operations (under strict confidentiality agreements)
- In connection with a business transfer or merger
Data Security
We implement industry-standard security measures to protect your personal and financial information:
- SSL/TLS encryption for data transmission
- Secure database storage with encryption at rest
- Regular security audits and monitoring
- Limited access controls and employee training
- Partnership with bank-level security providers
Your Rights
You have the following rights regarding your personal data:
- Access your personal information
- Correct inaccurate or incomplete data
- Delete your account and associated data
- Export your data in a portable format
- Opt out of marketing communications
- Withdraw consent (where applicable)
Cookies and Tracking
We use cookies and similar technologies to enhance your experience and analyze usage patterns. You can control cookie settings through your browser preferences or our cookie consent banner.
Third-Party Services
Our platform integrates with trusted third-party services for banking connections and payments. These services have their own privacy policies, and we encourage you to review them.
Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any significant changes by email or through our platform. Your continued use of our services constitutes acceptance of the updated policy.